Qualified Domestic Relations Order (QDRO)


   A QDRO is a special type of court order that divides certain retirement plan benefits in a divorce. A QDRO is issued in addition to a marital settlement agreement (MSA) or final judgment granting your divorce. It contains specific directions to the retirement plan administrator regarding how the plan should be divided between the spouses. It's essential that your QDROs are accurate and complete. If your QDROs fail to cover all of the community retirement assets, you may not be able to receive them later.


   You don't need a QDRO to divide Individual Retirement Accounts (IRAs), deferred annuities, or government retirement plans (military pensions and federal, state, county, or city retirement plans). 

You will need a QDRO if you’re trying to divide the following types of plans:

  • 401(k), 403(b), and 457 plans

  • thrift plans

  • profit-sharing plans

  • money purchase plans

  • employee stock ownership plans

  • tax-sheltered annuities, and

  • business/corporate defined benefit or pension plans.

Click here to complete a QDRO intake

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Prestige Court Documents 2005.  All content and media found on this website is property of Prestige Court Documents.  Disclaimer: No information that you obtain from this website is legal advise, nor is it intended to be.  You should consult an attorney for individualized advise regarding your own unique situation. We are not attorneys, we can only provide self help services at your own specific direction.